Benefits to the Consumer of Working with an Hourly, Fee-Only Financial Planner

The Problems Consumers Face

     Want to manage investments themselves, but with some professional support

     In the past, middle-income consumers and do-it-yourself investors may have been unable to find a professional advisor willing to work with them on a one-time, as-needed or periodic basis. Not everyone needs or wants a full-time financial planner. Some people are perfectly capable of sorting through the maze of options and opportunities on their own. These people may simply need occasional advice and/or a professional second opinion to ensure they have made the best-informed decisions. FSFP bills in affordable 6-minute increments, so clients may pay for just as little or as much service and advice as they need and want.  A professional financial planner can validate the consumer’s good decisions and provide specific, personalized advice on the actions they could be taking now that could make a big difference in their financial future.

     Don’t have a lot of assets outside of qualified retirement plans to invest, but want help and advice from someone objective, not someone who is partially compensated by commissions on products sold

      Many consumers are overwhelmed by the flood of financial information and want professional help.  However, they do not meet the high account minimums imposed by most financial planning and asset management firms and/or they may be skeptical of working with a commission-based advisor. Feeling discouraged, these people may feel they have no viable options available to them. Happily, FSFP will work with any consumer seeking professional financial advice on an hourly, as-needed basis.

The Solution is to See Your Local Hourly, Fee-Only Planning Firm

     FSFP does not require ongoing asset management fees, retainers or long-term contracts. Services are offered on an hourly, as-needed basis. There are also no high account minimums or net worth requirements to meet in order to become a client.  Professional, unbiased financial advice is something all Americans need, at least periodically, to build the brightest financial futures. Holding to this philosophy, we are committed to providing Fee-Only, professional advice to all clients, not just the affluent and wealthy.

     We are Fee-Only planners. FSFP does not sell products or represent anyone other than their clients. We do not receive commissions or accept third-party compensation in any form. This Fee-Only business structure removes all potential conflicts of interest regarding compensation from the client/advisor relationship.

     FSFP utilizes low-cost and no-load financial products when designing client portfolios and making investment recommendations.  Consequently, clients benefit from a reduction in expenses associated with implementing financial plans.